Homes and businesses uninsured against flood and hurricane risk, create a significant moral hazard for communities. Only those few who can afford to rebuild without insurance should go without insurance.

FAIR Foundation Actions

Encourage federal legislation to require earthquake insurance in high risk areas.
Campaign to encourage the purchase of flood insurance.
“Get Ready Florida!”, Hurricane Safety Initiative.

FAIR Actions

Support state legislation to encourage private flood insurance.
FAIR Certified Partner Program – A certification program requires participant real estate agents to inform their clients about insurance

Reduce property Loss
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Promote Robust Competitive Markets
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Educate Insurance Consumers
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Reduce Uninsured Risk
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Eliminate Unnecessary Cost Drivers

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