Many homeowners do not understand the importance of flood insurance and often underestimate flood risks. Flooding is the most common and costly natural disaster in the United States, and a flood event does not need to be the size of a major hurricane to cause serious damage.
Prepare for the Unexpected. Protect the Life You've Built.
In or Out of the High-Risk Flood Area, Everyone Needs Flood Insurance.
Did you know?
Are you covered?
Without a specific flood endorsement, homeowners, renters, and business insurance policies do not cover flood damage. The FAIR Foundation recommends that ALL homeowners and business owners should have flood insurance. The National Flood Insurance Program (NFIP) provides coverage for many homes. However, there are increasingly affordable private market options available in addition to purchasing coverage from the NFIP.
Contact your insurance agent today about purchasing a flood insurance policy. Flood insurance policies can take up to 30 days to go into effect, so don’t wait until a storm is approaching to take action.
Helpful Questions to Ask your Insurance Agent
Flood insurance is essential for any homeowner, business owner, or renter. Ask the right questions so you can buy the flood coverage you need:
Commercial Flood Insurance
Did you know that commercial property insurance does not cover damage to your business from flooding or hurricane-generated storm surge? You still need a flood policy to protect your business. Contact your insurance agent to discuss your options for Commercial Flood Insurance which may include a private flood policy or a National Flood Insurance Program (NFIP) policy.
To learn more about NFIP Commercial Property Policies.