Many homeowners do not understand the importance of flood insurance and often underestimate flood risks. Additionally, many are not aware that a homeowner’s policy does not typically cover flood. The FAIR Foundation recommends that ALL homeowners should have flood insurance. The National Flood Insurance Program (NFIP) provides coverage for many homes. However, there are increasingly affordable options available in addition to purchasing coverage from the NFIP.
Helpful Questions to Ask your Insurance Agent
Ask the right questions so you can buy the flood coverage you need:
National Flood Insurance Program
For more information about the National Flood Insurance Program, please visit www.floodsmart.gov or call 1-888-FLOOD29 or (1-888-356-6329).
Flood Insurance Writers in Florida
Below is a list obtained from the Florida Office of Insurance Regulation (FLOIR). In addition to NFIP, the list shows insurance companies in Florida that are eligible to write primary or excess flood insurance outside of NFIP.
Primary Flood Writers
Excess of NFIP Flood Writers
